Michael F. KlenckPresident, Retirement Income Advisers, Inc.
Phone: 704-664-7160 With more than fourteen years of experience in financial services, Michael is committed to providing his clients a high level of professionalism and personal service. He specializes in customized retirement wealth management and financial planning, and believes that every pre-retiree and retiree should have a retirement income plan that accurately estimates their living expenses and seeks to provide a predictable, sustainable, inflation adjusted income for life. Once he fully understands your goals, he will recommend a suitable retirement income plan and review it on an periodic basis. Michael began his career in finance as owner and operator of Mortgage Resources, Inc. and the Michael F. Klenck Real Estate Company. In 1988, he joined Talbot Financial Services, Inc. where he was an annuity and mutual fund wholesaler who trained investment representatives in several states, including Hawaii, Oregon, New Mexico, and North Carolina. He then served as a director of annuity sales at New York Life Insurance, Co. before becoming a financial advisor for Banc of America Investment Services. He continued his career at Wachovia Securities Private Client Group and Raymond James Financial Services. Michael formed Retirement Income Advisers,Inc. in 2005 and is with ING Financial Partners. Michael earned a Bachelor of Business Administration Degree from the University of New Mexico where he played on the university football and baseball teams. He is a member of the UNM Alumni Lettermen's Association. Michael now works in the community where he lives and enjoys spending time with his son Patrick. Michael currently holds the Series 7, Series 63, Series 66, and Series 31 registrations with ING Financial Partners, Inc.. He also holds a current Life, Health, and Long Term Care Insurance with ING Financial Partners, Inc. He also is an Investment Adviser Representative with ING Financial Partners, Inc. ![]() About Us
![]() ![]()
![]() |
|||
|
Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC. Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction. Retirement Income Advisers, Inc. is not a subsidiary of ING Financial Partners, Inc. Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. A Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's Broker/Dealer, Registered Investment Adviser, or Registered Representative or Investment Adviser Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative requirements, or pursuant to an applicable state exemption or exclusion.
[ Online Privacy Policy | Important Disclosures | Privacy Promise | Order Routing Disclosure ] |
|||